Vehicle and Asset Finance

Rates From 7.9% APR

Representative 8.9% APR

Representative Example (Lease Purchase)

Total cash price of £34,999 with a £3,749 deposit, borrowing £31,250 over 4 years at a representative 8.9% APR

48 monthly payments of £399.98
Total cost of credit £9,252.04
Total amount payable £44,251.04
Fixed rate of interest per annum 8.9%
1 final payment £21,303.00
Annual mileage limit* 6,000 miles

* Excess mileage charges apply if this is exceeded. All finance is subject to status, 18+ only.

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Refinance Your Car

Spread the cost of your balloon payment and keep your car for longer

We compare the market

We compare a variety of vehicle finance products from our exclusive panel of lenders, so you don't have to.

Forza Finance Limited is a licensed credit broker and not a lender.

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What our customers say

Vehicles we finance

At Forza Finance, we have access to numerous specialist vehicle finance solutions to find the most cost-effective and suitable funding for you. We can help you access finance for prestige new and used vehicles, left hand drive, classic, commercial and leisure vehicles as well as horse boxes, motorcycles and motorhomes.

Why Choose Forza Finance?

Market Leading Rates

We compare a variety of car finance deals from our exclusive panel of partner lenders. 

Greater Choice and Flexibility

Forza Finance offers the widest range of choice, tailored to meet your individual requirements, unlike traditional finance routes.

Decision with no deposit

Apply now via our simple online form for a decision allowing you to drive away the same day

Personal Finance Specialist

Our team of Finance Specialists are on hand to deliver a personalised service throughout your buying journey

Request a callback

Please contact us for a free, no-obligation quote or to see if we can arrange finance for you

Your car finance questions

How does car finance work?

At Forza Finance we have an exclusive panel of lender partners through which we compare hundreds of finance deals to find you some of the lowest possible rates and monthly payments available.

Use our online finance calculator to pick the finance option that best suits you. The most common options are: Personal Contract Purchase (PCP), Lease Purchase (LP), or Hire Purchase (HP). Once you have decided what option suits you best, you can apply online. It’s a simple process that requires a bit of information about you, once you complete a finance application online, you are able to get a decision in no time.

Once your finance application has been approved, your finance specialist will work with your chosen dealership to keep them in the loop ready for you to collect your new car. It's as easy as that.

What are the different types of car finance?

Personal Contract Purchase (PCP): You put down an initial deposit and you agree to pay monthly payments over a set period of time. At the end of the agreement, you can hand back or part exchange your car with an optional final payment should you choose to keep the car.

Lease Purchase (LP): Similar to PCP, you pay an initial deposit and agreed monthly payments. At the end of the agreement, there is a balloon payment, you can either part exchange for a different car or settle the outstanding amount.

Hire Purchase (HP): You put down an initial deposit and then agree to monthly payments over a set period of time. At the end of the agreement, you will own the car or have the choice to part exchange into a different car too.

Can I use your car finance to buy a car for business purposes?

Yes. We provide a wide range of highly competitive finance packages that have been developed to meet your specific financing needs.

What is APR?

APR refers to Annual Percentage Rate, which accounts for interest charged on a loan or credit line and any additional fees you may have to pay.

What is residual value? And GFV?

Residual Value refers to the resale value of your vehicle at the end of the finance term.

GFV refers to Guaranteed Future Value. It is a guaranteed valuation of what the vehicle will be worth at the end of the finance term, if you choose to hand it back.

What is a mileage allowance?

Mileage allowance refers to the amount of miles you expect to cover within your agreement.

Is it hard to get accepted for car finance?

There are things that you can do to ensure you have the best chance of getting approved. Providing the most up-to-date and correct details, researching your own credit score, and knowing the criteria of your finance company to ensure that you are eligible are all important things to know.

Do you offer finance for motorhomes or vans?

Yes, we do. We have access to a number of specialist vehicle finance deals from our exclusive panel of partner lenders to source the best deal for you on motorcycles, motorhomes, and vans (commercial vehicles).

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